§ 1. DEFINITIONS
Whenever a term is capitalized, it shall be understood to have the following meaning:
a) ILogic or Ilogic – Inventive Logic spółka z ograniczoną odpowiedzialnością spółka komandytowa with its registered office in (80-386) Gdańsk, ul. Lęborska 3B, entered in the register of entrepreneurs of the National Court Register under KRS number 0000709320, NIP: 957-09-36-720, which is a party to the Agreement with the Client;
b) Client - a natural person with full legal capacity, a legal person, or an organizational unit with legal capacity, who uses the services provided by Ilogic.
c) Consumer - a Client who is a natural person using the Services through the Website for purposes not directly related to their business or professional activity.
d) Website – the website multinorfinans.no, including its subpages and functionalities, through which Services are offered to Clients.
e) Form - a functionality provided electronically on the Website, a social media portal, or other websites, through which the Client provides the data necessary to use the Service and/or to forward an inquiry to the Partner;
f) Personal Data – any information that allows the identification of a Client who is a natural person, including data concerning their family, financial, professional situation, assets, etc.;
g) Service – a service provided by ILogic electronically, consisting of marketing intermediation (promotion and matching of parties) and providing digital tools. The Service is generally continuous (subscription), referred to as Monitoring, unless it involves a one-time handling of an inquiry. The scope of the Service is detailed in the Regulations and the relevant Annexes.
h) Monitoring (Subscription) – a continuous Service provided under the concluded Agreement, consisting of a cyclical analysis of the Client's needs and active notification (e.g., by phone, email, SMS) about the available Partner Services tailored to their profile. The Service is provided until the Client resigns.
i) Partner Service – a Service provided by the Partner directly to the Client based on a separate agreement concluded with them. ILogic is not a party to the Client's agreements with Partners and is not responsible for their services. ILogic's role is solely to promote (market) the Partners. Partner Services may include, among other things, financial products (loans, insurance), translation services, and tax services. Partner Services may be subject to a fee.
j) Partner – an independent service provider promoted by ILogic. The Partner is a professional entity operating according to the law applicable to the market in which it operates (e.g., Norway), which is solely responsible for the services provided to the Clients. The current list of Partners may be found on the Website.
k) AI Assistant – an automated IT tool (chatbot) available on the Website, based on artificial intelligence technology (including language models provided by external entities, e.g., OpenAI) and an imported knowledge base, used to provide general information.
l) Agreement – a service provision agreement concluded remotely by the Client with ILogic, confirmed electronically.
m) Regulamin – niniejsze „Warunki korzystania z Serwisu” wraz z Aneksami.
§ 2. GENERAL TERMS OF USE OF THE SERVICE
1. The use of the Services is possible only after prior familiarization with the Regulations and Annex No. 1 (Privacy Policy) and unconditional acceptance of their provisions.
2. For some types of Services, especially those related to the transfer of the Client's Personal Data to a Partner for the purpose of preparing an offer, Ilogic requires the Client to give additional, explicit consent (instruction). In such cases, these Regulations apply together with the relevant Annex (No. 2, 3 or 4) that specifies the scope of the Service.
3. Services provided through the Website include, in particular:
• Promoting Partners and their Partner Services (marketing activities),
• Matching the Client with a suitable Partner,
• Supporting the Client in establishing contact with a Partner,
• Continuously monitoring opportunities to use other services offered by Partners (Monitoring/Subscription),
• Promoting external tools for monitoring credit information (e.g., Gjeldsmonitor) and promoting offers for refinancing the Client's obligations,
• Providing digital tools, including the AI Assistant and calculators.
4. The subject of the Agreement also includes the provision of Services consisting of:
• Collecting personal data and information from the Client (relevant to the type of Partner Service the Client is interested in),
• Transferring this data to the appropriate Partner – exclusively based on the Client's explicit instruction.
5. Ilogic is not a financial, tax, or legal advisor. Ilogic is not a proxy, agent, or authorized in any way to act on behalf of or for a Partner. Through ILogic, the Client establishes contact with a Partner and voluntarily enters into a direct collaboration with them. The Client is obliged to independently familiarize themselves with all terms of cooperation with the Partner (e.g., regulations, fee schedules).
6. The Services provided by Ilogic are free of charge. Partner Services may be subject to a fee, based on a separate agreement between the Client and the Partner.
7. All information about Partner Services, simulations, calculations, and responses from the AI Assistant presented on the Website are for illustrative, exemplary, marketing, or educational purposes only and do not constitute an offer in the sense of civil law or a guarantee of obtaining a given product.
8. All Partner Services are provided by the Partner based on a separate agreement with the Client. These regulations do not apply to the Client's cooperation with the Partner.
9. Partner Services are provided in accordance with the law applicable to the place of their provision (e.g., Norwegian law).
10. The Partner bears exclusive responsibility for providing the Partner Service in accordance with the applicable law.
11. The Client acknowledges that they enter into all agreements with a Partner solely of their own free will, voluntarily, and at their own risk. Ilogic is not a party to these agreements, has no influence on their content or method of execution, and bears no responsibility for them (including their financial and legal consequences).
12. The Client acknowledges that the Partner makes an autonomous decision about establishing cooperation and may refuse to provide a service to the Client (e.g., refuse to grant a loan) based on its own assessment and in accordance with the applicable law. Ilogic has no influence on the Partner's decisions.
§ 3. ACCESS TO THE SERVICE. CONTACT WITH ILOGIC
1. Ilogic provides Services exclusively remotely – via the Website, email, and other means of communication, in particular by phone, SMS, VoIP, or internet messengers – according to the Client's preferences.
2. The Client may completely opt out of the Service (including Monitoring) or part of it at any time, in accordance with § 7.
3. Contact with Ilogic regarding the provision of Services can be made in one of the following forms:
• by email to Ilogic's address: finanse@multinorfinans.no or another direct email address of an advisor;
• using the contact form on the Website.
• by phone, from Monday to Friday between 8:00 AM and 4:00 PM, at the following numbers:
◌ Polish-speaking Clients: +47 21 999 413, +48 58 731 96 59,
◌ Norwegian-speaking Clients: +47 21 984118,
◌ English-speaking Clients: +47 21 984119,
◌ Lithuanian-speaking Clients: +47 21 999417,
◌ Russian-speaking Clients: +47 21 988 830;
4. The cost of a phone call is charged according to the tariff plan of the Client's telecommunications service provider.
5. The technical condition for using the Website is that the Client must have an electronic device with installed and up-to-date software that allows for browsing websites (a web browser with JavaScript and cookies enabled), access to the Internet, and an active email account.
6. Ilogic makes every effort to ensure continuous access to the Website. However, Ilogic does not guarantee constant, uninterrupted, and correct operation of the Website. Ilogic is not liable for damages or lost profits due to an interruption in access to the Website if they are caused by factors independent of Ilogic (e.g., force majeure, Internet network failures, failures of AI technology providers, incompatibility of the Client's equipment).
7. Ilogic reserves the right to suspend, restrict, add, or change the functionality of the Website (including the AI Assistant) at any time.
8. The Client is prohibited from transmitting unlawful content (including when interacting with the AI Assistant), including content that infringes personal rights, is vulgar or offensive, and from attempting to disrupt the operation of the Website or the AI Assistant.
9. The content of the Website, trade names, descriptions, and trademarks are subject to legal protection. Their use requires prior written consent from Ilogic or another authorized entity.
10. Ilogic reserves the right to refuse to provide Services or to terminate the Agreement with immediate effect, in particular in the following cases:
• the Client's violation of the Regulations, including the prohibition on transmitting unlawful content;
• a justified suspicion that the Client has provided false information;
• when the information provided by the Client is incomplete and makes it impossible to properly perform the Service;
• if the Client acts contrary to social norms in their contact with Ilogic or induces Ilogic to act in an illegal manner.
§ 4. PRINCIPLES OF SERVICE PROVISION
1. The Agreement is concluded when the Client expresses their will to use the Service, which happens by accepting the Regulations and the Privacy Policy (e.g., by submitting a Form or by making such a statement during a phone call). The Agreement is concluded for an indefinite period.
2. Ilogic provides Services based on the data, information, and explanations provided by the Client. The Client is obliged to provide true and complete data.
3. The Services are provided by Ilogic under the conditions specified in these Regulations along with the Annexes.
4. After concluding the Agreement, the Client receives a confirmation of the conclusion of the Agreement from Ilogic on a durable medium (an email containing these Regulations along with instructions and a sample statement of withdrawal from the Agreement) to the provided email address.
5. The Client may voluntarily indicate the Services they are interested in on the Website.
6. When registering on the Website or filling out the Form, the Client provides at least their contact details (first name, last name, phone number, and/or email address) and information regarding the subject of the inquiry.
7. As a rule, Ilogic does not accept documents or scans of documents from Clients, unless it is necessary for the performance of a specific Service and the transfer of the inquiry to a Partner (details in the Annexes).
8. Ilogic may send the Client a link to the website of a selected Partner or an external tool (e.g., Gjeldsmonitor) via email, SMS, or another method. The establishment of cooperation with a Partner or the use of an external tool takes place outside the Website.
9. The transfer of the Client's data to a Partner occurs only on the basis of the Client's explicit consent (instruction) for a specific inquiry. In some cases, the Client registers independently on the portal of a given Partner.
10. Monitoring (Subscription): As part of the concluded Agreement, ILogic provides the Monitoring Service. ILogic may contact the Client multiple times (by phone, email, SMS) to verify their needs and present new opportunities to use Partner Services.
11. AI Assistant:
a) The AI Assistant is for informational and educational purposes only.
b) Responses generated by the AI Assistant do not constitute advice (including financial, legal, or tax advice) or an offer. They are generated automatically based on artificial intelligence algorithms and an available knowledge base.
c) ILogic does not guarantee the correctness, completeness, or timeliness of the responses provided by the AI Assistant.
d) ILogic is not responsible for decisions made by the Client or for any damages resulting from the use of information obtained from the AI Assistant.
e) The Client should be cautious and avoid entering detailed personal data or confidential information into the AI Assistant's dialogue window. The rules for data processing by the AI Assistant are specified in Annex 1 (Privacy Policy).
12. Phone calls may be recorded for evidentiary purposes, to confirm statements made, and to improve service quality. The Client will be informed of this at the beginning of the call. If the Client does not consent to the recording, they should end the call and use other forms of contact.
§ 5. LIABILITY
1. Ilogic undertakes to perform the Service with due diligence required of a professional entity.
2. Ilogic is not responsible for any consequences resulting from the Client providing false, incomplete, or selective data.
3. Ilogic does not guarantee that the data presented on the Website (including by the AI Assistant) or marketing materials regarding Partners are free of errors. Ilogic's role is limited to providing a space on the Website for their publication or providing an informational tool. Ilogic is not responsible for the up-to-dateness and content of Partner offers.
4. Ilogic is not responsible for decisions made by Partners or Financial Institutions (e.g., banks), including the refusal to enter into an agreement with the Client (e.g., a decision not to grant a loan).
5. Claims resulting from defects in the Service provided by ILogic are handled in the complaint procedure, in accordance with § 6 of these Regulations.
§ 6. COMPLAINTS
1. The Client has the right to file a complaint against Ilogic if they find defects in the Service provided by ILogic or improper operation of the Website (including the AI Assistant).
2. Complaints regarding a Partner's Service or the operation of external tools (e.g., Gjeldsmonitor) should be submitted directly to the entity that provided the service or made the tool available. ILogic does not handle such complaints.
3. The complaint should:
• be sent by email to the address: finanse@multinorfinans.no or epost@multinorfinans.no - immediately after the reason for filing it arises,
• contain the reason for the complaint and specify the scope of the Client's request,
• include the Client's current contact information for a return contact.
4. The Client will receive confirmation of the complaint's receipt by Ilogic via email or SMS.
5. Ilogic will handle the complaint within 30 days from the date of its receipt by Ilogic.
6. In the case of a Client who is a Consumer, a failure to respond to the complaint within 30 days is considered as its acceptance.
§ 7. RIGHT OF WITHDRAWAL FROM THE AGREEMENT. TERMINATION OF THE AGREEMENT. WITHDRAWAL OF CONSENTS
1. The Agreement is continuous (Subscription/Monitoring) and is concluded for an indefinite period.
2. Termination of the Agreement (Resignation): The Client may terminate the Agreement (resign from the Service, including Monitoring) at any time, with immediate effect, without giving a reason and without incurring any costs. Resignation can be made by sending an email to finanse@multinorfinans.no or by calling +47 21 999413.
3. Right of withdrawal from the Agreement (Consumer): Regardless of the right to resign, in accordance with the provisions of the Act of May 30, 2014, on consumer rights, a Client who is a Consumer has the right to withdraw from the Agreement without giving a reason within 14 days of its conclusion. A statement of withdrawal may be submitted on a form, the template of which is provided to the Client with the confirmation of the conclusion of the Agreement.
4. Given that Ilogic is not a party to the Partner Service agreement, the Client cannot submit a statement of withdrawal from an agreement concluded with a Partner (e.g., a credit agreement) through Ilogic. Such withdrawal is governed by separate regulations and terms specified by the Partner.
5. Ilogic may terminate the Agreement in the cases specified in § 3, section 10 of the Regulations or for other valid reasons, by informing the Client by email.
§ 8. FINAL PROVISIONS
1. These Regulations and the Annexes regulate the manner in which Ilogic provides the Services in a complete and exclusive manner, unless an authorized representative of Ilogic expressly agrees otherwise with the Client on a durable medium.
2. In matters not regulated by the Regulations, generally applicable provisions of Polish law shall apply. The choice of Polish law does not deprive the Consumer of the protection granted to them based on provisions that cannot be excluded by agreement, by virtue of the law of the Consumer's country of permanent residence (e.g., Norway).
3. Disputes are settled by the competent common court. If the Client is not a Consumer, all disputes will be resolved by the court with jurisdiction over Ilogic's registered office.
4. The Consumer has the right to use out-of-court dispute resolution for complaints and claims, for example, through the ODR platform (http://ec.europa.eu/consumers/odr) or appropriate institutions in their country of residence (e.g., Finansklagenemnda in Norway). Information in Poland can be found, among other places, on the website http://www.polubowne.uokik.gov.pl/.
5. These Regulations are made available free of charge on the Website and are provided to the Client on a durable medium (email) upon the conclusion of the Agreement.
6. Ilogic reserves the right to change the scope and method of providing Services and to conduct and cancel promotional campaigns.1
7. Ilogic reserves the right to make changes to these Regulations for important reasons (e.g., change in law, change in the scope of Services). Any changes to the Regulations shall take effect 14 days from the date they are sent to the Client by email. If the Client does not accept the changes, they may object within 14 days - in which case the Agreement shall be terminated. The lack of an objection means acceptance of the changes.
Annex 1: Information on the processing of personal data (Privacy Policy).
Annex 2: Mortgage and consumer loan services and creditworthiness assessment.
Annex 3: Insurance services.
Annex 4: Service for access to the general credit information system "Gjeldsregisteret" and promotion of refinancing mortgage and consumer loans.
Annex 2
TERMS AND CONDITIONS FOR MORTGAGE AND CONSUMER LOAN SERVICES AND CREDITWORTHINESS ASSESSMENT
This Annex applies to Clients interested in credit services. In matters not regulated by this Annex, the general provisions of the Regulations shall apply. In case of a conflict, the provisions of the Annex shall prevail.
§ 1. DEFINITIONS
1) Service – ILogic's service consisting of presenting and promoting Partners and their Partner Services (Products). The Service includes the presentation of marketing information, assistance in establishing contact with a Partner, and financial Monitoring.
2) Product – a financial service, in particular a consumer loan, credit card, or loan offered by an Institution through a Partner.
3) Mortgage Product - a loan granted by a banking Institution secured by a mortgage on real estate.
4) Offer – a proposal to conclude an agreement for a Product/Mortgage Product, prepared by an Institution and presented to the Client through a Partner.
5) Partner – an entity cooperating with Ilogic, which is a financial intermediary in Norway or Poland.
6) Institution – a bank or other financial institution in Norway or Poland, which presents an Offer to the Client through a Partner.
§ 2. GENERAL RULES FOR USING THE WEBSITE
1) The use of Partner Services in the field of credit intermediation may require the Client to give separate consents for a creditworthiness assessment by the Partner or Institution.
2) Scope of Services for Products (Consumer Loans):
In the scope of Products (excluding Mortgage Products), the Services consist of:
a) presenting preliminary, marketing information about Products (including through the AI Assistant),
b) recommending a selected Partner (financial intermediary) to the Client,
c) supporting the Client in establishing cooperation and using the Partner's services,
d) transferring the Client's data and documents to the Partner (at the Client's explicit instruction),
e) providing financial Monitoring (Subscription).
3) Scope of Services for Mortgage Products:
In the scope of Mortgage Products, the Service consists exclusively of marketing entities that are credit intermediaries. ILogic acts as a so-called introducer. ILogic's activity is limited to a general presentation of the Partner and the provision of contact details for establishing contact. ILogic does not provide mortgage advice, does not provide substantive support to Clients, and does not accept documents related to applying for a mortgage loan.
4) ILogic does not provide financial services. Financial services are provided by Institutions through Partners.
5) The Client acknowledges that a condition for establishing cooperation with a Partner or obtaining a financial service may be a communicative knowledge of Norwegian or English.
§ 3. RULES FOR PROVIDING SERVICES
1) Ilogic does not present binding Product Offers. All calculators, simulations, and information from the AI Assistant available on the Website are for illustrative purposes.
2) Ilogic may accept scans of documents from Clients only for the purpose of transferring them to a Partner (not applicable to Mortgage Products).
3) Ilogic may transfer Personal Data and information provided by the Client – with their prior, explicit consent – to a Partner for a preliminary creditworthiness assessment of the Client.
4) The Client acknowledges that repeated inquiries about creditworthiness may lower their credit score, and in the event of a negative verification, may temporarily block the possibility of offering Products to the given Client, for which Ilogic is not responsible.
5) An ILogic consultant may contact the Client multiple times to provide the Monitoring Service, i.e., at any time during the performance of this Agreement.
§ 4. LIABILITY
1) Ilogic is not responsible for the up-to-dateness and truthfulness of the data on financial products presented by Partners and Institutions.
2) The Client acknowledges that Ilogic has no influence on the speed and manner of operation of Partners and Institutions. The positive resolution of the Client's application depends solely on the decision of the Institution.
3) Ilogic is not responsible for the non-conclusion or non-performance of an agreement with an Institution, or for any consequences related thereto, including lost profits and indirect damages.
§ 5. SPECIFIC RULES REGARDING CONSUMER LOANS
1) The provisions of this § 5 apply when the Service concerns a consumer loan within the meaning of the relevant provisions (including Directive 2008/48/EC).
2) All binding data and information about a consumer loan are prepared exclusively by the Partner or Institution, and Ilogic is not responsible for them.
3) Advertisements and information about a consumer loan presented on the Website (e.g., interest rate, APRC, total amount to be paid) are provided to the Consumer in a clear, understandable, and visible manner, based on a representative example prepared by the Partner.
4) The Client acknowledges that the Partner or Institution (bank) is obliged to assess the Client's creditworthiness. The Client may be required to submit documents necessary for this assessment at the request of these entities.
5) Ilogic does not conduct a final creditworthiness assessment of the Client.
6) The Partner or bank may refuse to grant a consumer loan to the Client, for which Ilogic is not responsible.
7) The Partner is obligated by the relevant provisions to provide the Client with necessary explanations regarding pre-contractual information and the content of the agreement.
8) The Client should receive a free draft of the agreement and an information form from the Partner or Institution before its conclusion, if required by the relevant provisions.
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Annex 3
TERMS AND CONDITIONS FOR INSURANCE SERVICES
This Annex applies to Clients interested in insurance services. In matters not regulated by this Annex, the general provisions of the Regulations shall apply. In case of a conflict, the provisions of the Annex shall prevail.
§1 Definitions
a) Service – ILogic's service consisting of collecting information from Clients interested in an Offer and transferring this information to Insurance Partners. Ilogic presents and promotes Insurance Partners. The Service includes assistance in establishing contact with an Insurance Partner and Monitoring (Subscription).
b) Offer – an invitation to conclude an insurance agreement (e.g., motor, property, travel).
c) Insurance Partner – Ilogic's Partner who is an insurance intermediary (agent or broker).
§2 General Conditions
1) ILogic allows the Client to submit an inquiry to an Insurance Partner to compare or present Offers.
2) The conclusion of an insurance agreement takes place independently of ILogic, directly with the Insurance Partner or the insurance company.
3) The transfer of the Client's data to an Insurance Partner requires acceptance of the Regulations and the explicit consent (disposition) indicated on the Website.
§3 Service Description
1) The agreement between the Client and Ilogic is concluded for an indefinite period.
2) The Client fills out a Form, providing information about the subject and object of the insurance, as required by the Insurance Partners to present Offers. This information may be used by the Insurance Partners to prepare an analysis of insurance needs.
3) The Client decides on the scope of information to be provided to Insurance Partners. Providing contact details (phone, email) and identification data (e.g., PESEL, personal number) is usually necessary to prepare a personalized Offer.
4) Filling out the Form is free of charge and does not obligate the Client to conclude an insurance agreement.
5) The Client's data is transferred to selected Insurance Partners. From the moment the data is made available, these entities become independent controllers of this personal data.
6) ILogic does not conclude insurance agreements, does not act on behalf of insurance companies, and does not provide insurance advice. ILogic acts as a marketing intermediary.
7) The Service (Monitoring) can be resigned from at any time in accordance with § 7 of the Regulations.
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Annex 4
TERMS AND CONDITIONS FOR THE PROMOTION OF THE GJELDSMONITOR TOOL AND LOAN REFINANCING SERVICES
This Annex applies to Clients using Services related to the promotion of the Gjeldsmonitor tool. In matters not regulated by this Annex, the general provisions of the Regulations shall apply. In case of a conflict, the provisions of the Annex shall prevail.
§ 1. DEFINITIONS
1. Gjeldsmonitor – an external tool or service (provided by a third party, independent of ILogic) that allows the Client to independently monitor their own credit information registered in Norwegian credit information systems (e.g., Gjeldsregisteret).
2. Service – ILogic's marketing activities consisting of promoting the Gjeldsmonitor tool and promoting Partner Services in the area of refinancing obligations (Monitoring).
3. Partner – a financial intermediary operating in Norway, promoted as part of this Service.
4. Product – a financial service, in particular a consolidation/refinancing loan or loan.
§ 2. GENERAL RULES FOR USING THE SERVICE
1. ILogic promotes Gjeldsmonitor as a tool that allows Clients to better control their finances in Norway.
2. The use of Gjeldsmonitor takes place entirely outside the Website, under the terms and conditions specified by the provider of this tool. The Client registers and uses Gjeldsmonitor independently at their own risk.
3. ILogic does not intermediate access to Gjeldsmonitor, is not the provider of this tool, does not collect data from Gjeldsmonitor, and does not transfer any Client data to Gjeldsmonitor.
4. ILogic's Service may consist of providing the Client with information about Gjeldsmonitor, a link (including an affiliate link), or a promotional code for registration with this tool.
5. The Service provided by Ilogic is free of charge. The use of Gjeldsmonitor may be subject to a fee in accordance with the price list of the tool's provider.
§ 3. RULES FOR PROVIDING SERVICES
1. As part of Monitoring (Subscription), ILogic may contact the Client who has expressed interest in controlling their finances (including Gjeldsmonitor), in order to promote related Partner Services, such as refinancing or consolidating obligations.
2. If the Client voluntarily decides to provide ILogic with information obtained independently from Gjeldsmonitor (e.g., by sending a report or providing data during a conversation), this data will be processed by ILogic to perform the Monitoring Service and, if necessary, to forward an inquiry to a Partner in accordance with Annex No. 2.
3. In the event of establishing cooperation with a Partner regarding financial Products, further services are provided under the principles set out in Annex No. 2.
4. When the Service involves the promotion of a consumer loan, the provisions of § 5 of Annex No. 2 ("Specific rules regarding consumer loans") shall apply.
§ 4. LIABILITY
1. Ilogic is not responsible for the operation, availability, data accuracy, security, or terms of use of the external Gjeldsmonitor tool.
2. Ilogic is not responsible for financial decisions made by the Client based on information obtained independently from Gjeldsmonitor.
Gdańsk, September 4, 2025
Notice of the right to withdraw from the agreement
You have the right to withdraw from this agreement within 14 days without giving any reason. The withdrawal period will expire after 14 days from the day of the conclusion of the agreement.
To exercise the right to withdraw from the agreement, you must inform us (Inventive Logic sp. z o.o. sp. k., ul. Lęborska 3B, 80-386 Gdańsk, e-mail: finanse@multinorfinans.no) of your decision to withdraw from this agreement by means of a clear statement (for example, a letter sent by post or email).
You may use the attached model withdrawal form, but it is not obligatory. To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.
Effects of withdrawal from the agreement:
In case of withdrawal from this agreement, we will cease providing the Services. As the Services are free of charge, the withdrawal does not involve any refund of payments.
Model withdrawal form
(this form should be completed and returned only if you wish to withdraw from the agreement)
Addressee:
Inventive Logic sp. z o.o. sp. k.
ul. Lęborska 3B, 80-386 Gdańsk
E-mail: finanse@multinorfinans.no
I/We(*) hereby inform you of my/our(*) withdrawal from the agreement for the provision of electronic services via the website multinorfinans.no.
Date of conclusion of the agreement:
Name of consumer(s):
Email address provided upon conclusion of the agreement:
Signature of consumer(s) (only if the form is sent on paper):
Date:
(*) Delete as appropriate.