Priseksempel: Lånebeløp 100 000 kr. Nominell rente 13,49%. Effektiv rente 15,82%. Kostnad 42 039 kr, Totalt 142 039 kr. Hver bank har individuell rente. Du må søke før vi kan gi deg tilbudene. Nedbetalingstiden er 1-15 år, eller maks 5 år om du ikke skal refinansiere. Nominell rente varierer fra minimum 4,90% til maksimum 21,95%. Effektiv rente varierer fra minimum 5,01% til maksimum 25,00%
Representative loan example: loan amount 100 000 kr, nominal interest rate 13.49%, effective interest rate 15.82%, cost 42,039 kr, total loan cost 142,039 kr. Repayment period: from 1 to 15 years, or a maximum of 5 years if you do not intend to refinance. Minimum and maximum nominal interest rate: min. 4.90%, max. 21.95%. Minimum and maximum effective interest rate: min. 5.01%, max. 25.00%.
Debt refinancing (Norwegian: refinansiering) is the repayment of previous debts with a new, more favorable loan. In practice, this means taking out another, larger loan that covers old debts – by repaying debt, creditworthiness is built, so one can expect better terms and lower interest rates. This is an opportunity to save thousands of kroner. Additionally, refinancing simplifies expense control and increases household budget transparency.
Do you have several loans, credit card debt, or old loans you've been repaying for several years? In such cases, refinancing can be a very suitable solution. You can combine loans into one and pay a single, fixed installment. Additionally, you save time previously spent managing multiple loans.