Compare and choose the credit card for you in Norway
Instapay
Mastercard
The new credit card from Instabank is one of the lowest interest rate cards on the market: just 14.9%.
Benefits of the Instapay Mastercard
best solution for those who pay over a period of time,
one of the lowest interest rates on the market,
up to 100,000 NOK,
contactless payments,
full transaction overview on instabank.no,
can be used at all ATMs and points of sale that accept Mastercard - worldwide,
exclusive offers and discounts when paying with your Instapay Mastercard,
possibility to get help by phone or email.
Conditions for applying for Instapay Mastercard:
must be 23 years old or older,
favorable credit history,
gross income of at least 250,000 NOK per year,
your total debt cannot exceed 5 times your gross income,
you must be able to handle an interest rate increase of 5 percentage points on your total debt.
Nominal interest rate:
14.9%
Effective interest rate:
18.13%
Currency conversion fee:
2%
Term fee:
40 kr
Annual fee:
0 kr
ATM withdrawal:
50 kr per transaction
Card setup fee:
0 kr
Purchases in Norway / abroad:
0 kr
Show details
Up to 100,000 NOK
Contactless payments
14.9% interest rate
Shopping bonuses
nom. rente 14,9%, eff. rente 18,13%, 45 000 kr, o/1 år, kostnad: 4 194 kr, totalt: 49 194 kr
365Direkte MasterCard
Fuel Card
One of the best fuel cards in Norway. It is completely free, and with Cashback, you get money back every time you use the card at gas station networks and 30 to 34 øre discount per liter every time you pay for fuel.
365Direct MasterCard offers a range of benefits:
permanent discount of 34 øre / l from Esso
+ 3.65% cashback
- 2% at all other gas stations
Access to Danske Bank Reward bonus program and much more
365Direkte is a unit within Danske Bank, DealPass discounts are also included with the credit card. This means that with the 365Private credit card, you get 10-25% discount at hundreds of stores, restaurants, etc.
Free credit card!
Applying for the card costs nothing, owning the card is free, and a fee only applies if you opt for a paper invoice. You get up to 45 days interest-free, provided you repay the outstanding amount on time.
Credit card with online banking
Since the credit card comes with online service, you always have insight into what you use your card for. This gives you extra security and control every day. You can also download the Danske Bank mobile bank to view your expenses when you are on the go.
Effective interest rate:
25.53%
Annual fee:
0 kr
Purchases:
0 kr
Electronic invoice:
0 kr
Paper invoice:
45 kr
Currency conversion in Europe and outside Europe:
2%
Fee for cash withdrawals at ATMs and bank counters:
40 kr + 2% of the withdrawal amount
Overdraft fee:
100 kr
Show details
3.65% cashback + 34 øre / l at Esso stations in Norway
2% cashback at all other stations
Bonuses for restaurants and shopping
Insurance discounts
Up to 45 days interest-free
No annual fee
25.53%, 15,000 o/12 months, total 16,929
Resurs Bank
Supreme Card Gold
A flexible and secure credit card that you can use for purchases. You receive the invoice a month after your purchases and decide yourself whether you want to pay the full amount immediately or spread the repayment over a longer period.
Benefits of the Supreme Gold card:
up to 75,000 NOK,
payment of all or part of the amount with a Supreme card,
up to 60 days of interest-free credit,
bill payments,
bonus points for all purchases,
shopping at home in peace and quiet,
up to 6 months without nominal interest,
travel insurance.
Conditions for obtaining a credit card:
must be 25 years old or older,
stable income,
registered residence in Norway,
favorable credit history.
Effective interest rate:
26.25%
Annual fee
0 kr
Cash withdrawal:
1.95% of withdrawal (min. 35 NOK)
Card setup fee:
0 kr
Purchases abroad:
1.95% of purchase amount
Show details
Up to 75,000 NOK
Installment up to 6 months without nominal interest
Up to 60 days interest-free
Shopping bonuses
Travel insurance
15 000 kr o/12 mnd, eff. rente 26,25%, kostnad 1 925 kr, totalt 16 925 kr
Komplett Bank
Kredittkort
A credit card that gives bonuses and many benefits when shopping online.
Komplett Bank MasterCard - benefits:
100,000 NOK
Up to 50 days interest-free
Shopping bonuses
100% free
Attractive insurance policies
Conditions for obtaining Komplett Bank MasterCard:
must be 20 years old or older,
favorable credit history,
permanent residence in Norway.
Annual nominal interest rate for goods purchases:
21.4%
Annual nominal interest rate for cash withdrawals:
24.9%
Currency conversion fee:
1.75%
Term fee
40 kr
Annual fee:
0 kr
ATM withdrawal in Norway and abroad:
0 kr
Card setup fee:
0 kr
Purchases:
0 kr
Show details
100,000 NOK
Up to 50 days interest-free
Shopping bonuses
100% free
Attractive insurance policies
Eff.rente 24,2%, 12 000,- o/12 mnd kostnad: 1 468, totalt: 13 468
How to get a credit card
1Choose the right card
Credit cards differ in available limits, fees, and also in the discounts offered on purchases or insurance.
2Fill out the application
After choosing a card, you will be redirected to a page with a simple form. Filling it out will not take you more than 3 minutes.
3Card approval
After successful processing of your credit card application, it will be sent to you by the operator or bank as soon as possible.